Деньги Сразу - займы на карту
★ 4.6What it actually doesA microloan app operating in Russia that allows users to submit a loan application in 15 minutes and receive funds to their card, but is known for aggressive debt collection practices on overdue payments and high interest rates.
Actually does
- ✓Управление платежами по займу25% of reviews
- ✓Продление займа (пролонгация)7% of reviews
- ✓Методы взыскания при просрочках(bonus)37% of reviews
- ✓Контакт с третьими лицами при просрочках(bonus)17% of reviews
- ✓Online loan application30% of reviews
Claimed, but not confirmed by reviews
- ⚠Получение документов по займу
- ⚠Push Notifications
- ⚠Улучшение кредитной истории
Common complaints
- ✗Threats, rudeness, and aggressive debt collection tactics37% of mentions
«They immediately started calling and threatening… threatening like it's the 90s over the phone»
- ✗Extremely high overpayments and interest rates33% of mentions
«I borrowed 6k rubles and had to repay 8,500… borrowed for just 2-3 days, ended up overpaying by 2,500»
- ✗Disclosure of personal data and calls to family members17% of mentions
«We'll hand him over to debt collectors — they'll call your relatives and announce the amounts»
- ✗Payment processing issues (money debited but debt remains)7% of mentions
«I paid off the loan, but the payment didn't go through, money was debited from my card, and the loan remains overdue»
- ✗App crashes and fails to open3% of mentions
«Your app stopped opening on my phone»
What people praise
- ★Reliability with timely payments
«If you pay everything on time, there are no problems»
- ★Speed of loan application processing
«Applied quickly, repaid just as fast and conveniently»
- ★Ease of use and interface
«Excellent, convenient and understandable service»
- ★Assistance in urgent financial situations
«The platform really helps out… loans are there for when you need them urgently»
- ★Possibility of loan extension
«The company provides the ability to extend the loan, and even multiple times»