Бюджет, Финансы, Учет расходов
★ 4.8What it actually doesSmart Finance is a personal budgeting app with income and expense analysis; theoretically functional, but most users are deterred by aggressive monetization (mandatory subscription hidden until registration) and payment issues.
Actually does
- ✓Budget tracking15% of reviews
- ✓Expense splitting5% of reviews
- ✓Multi-currency5% of reviews
- ✓Subscription100% of reviews
- ✓Expense Tracking
Claimed, but not confirmed by reviews
- ⚠Crypto wallet
- ⚠Recurring payments
- ⚠Two-factor auth
- ⚠Timer / alarm
- ⚠Offline-first
Common complaints
- ✗Aggressive monetization: requires subscription immediately after registration83% of mentions
«First you register, then an unmovable banner appears with unreasonable prices demanding subscription»
- ✗Misleading: app is marketed as free but is completely paid67% of mentions
«Why make the app free if it's paid? Oh right, so hamsters download it.»
- ✗No actual free mode to try before subscribing43% of mentions
«In reality you can't even open it once without agreeing to the trial period subscription»
- ✗Payment issues: incorrect charge instead of free trial10% of mentions
«Instead of a 3-day free trial, they immediately charged me 3000 rubles»
- ✗Inconvenient interface and navigation, complex currency structure13% of mentions
«Pointless UI, but the main problem is specifically inconvenient UX»
What people praise
- ★Functional tool for budget planning and analysis
«Compared it with what's available in AS, couldn't find anything better. Thanks for the good app»
- ★Support for multiple currencies and conversion
- ★Many features for financial analysis
«Loaded with features»