Debit & Credit

4.8
iOSApp Store

What it actually doesPersonal finance tracking app with support for multiple accounts, budgets, reports, and iCloud synchronization; works on iOS, iPadOS and macOS, but has issues with currency conversion during data import and synchronization instability.

65%Marketing ≈ reality55%Stability85%Live project

Actually does

  • Budget tracking15% of reviews
  • Expense splitting8% of reviews
  • Multi-currency(bonus)10% of reviews
  • Recurring payments5% of reviews
  • Data import20% of reviews
  • Sync across devices5% of reviews
  • Учёт контрагентов и их удаленности5% of reviews
  • Теги для транзакций15% of reviews

Claimed, but not confirmed by reviews

  • Data export
  • Cloud sync
  • Сохранение геолокаций для покупок
  • Финансовое планирование на год
  • Режим сверки с банковской выпиской
  • Общие счета с другими пользователями
  • watchOS support

Common complaints

  • Bug with importing transfers between accounts in different currencies10% of mentions

    «Importing transfers between accounts in different currencies doesn't work, accounts get mixed up, only one amount is imported»

  • iCloud synchronization not working8% of mentions

    «iCloud sync doesn't work and it's frustrating.. I've tried everything»

  • Data loss when transferring between accounts5% of mentions

    «I transferred the data and checked that everything was transferred, but after some time I noticed the data wasn't saved»

  • Duplicate transactions on entry8% of mentions

    «Lately when I enter a transaction, it gets repeated. I have to search for duplicates and delete them»

  • Widgets not working on iOS 175% of mentions

    «Widgets on iOS 17 don't work»

What people praise

  • Ease of use and quick transaction entry

    «Just works. It's very easy to add expenses, takes literally a few seconds»

  • Minimalist design with intuitive interface

    «Minimalist with lots of functionality, very cool, intuitive design in Apple style»

  • Good free version without ads

    «After trying a bunch of paid apps, I found this top-notch free one. Simple, has everything you need»

  • Stability and absence of system errors

    «I've been using it for several years without any problems or complaints, everything worked smoothly»

  • Clear and informative reports

    «The reports are quite informative and convenient»

Where to install