YNAB

4.4
iOSApp Store

What it actually doesYNAB is a budget management app based on the "give every dollar a job" methodology that enables expense tracking, financial goal planning, and collaborative work. It requires a paid subscription and operates through web and mobile applications.

65%Marketing ≈ reality70%Stability75%Live project

Actually does

  • Budget tracking80% of reviews
  • Expense splitting15% of reviews
  • Отслеживание финансовых целей25% of reviews
  • Cloud sync20% of reviews
  • Multi-account10% of reviews
  • Web app20% of reviews
  • Subscription70% of reviews

Claimed, but not confirmed by reviews

  • Импорт транзакций из банков
  • Калькулятор погашения долгов
  • Интеграция с голосовым помощником (Siri)
  • Free trial
  • Family plan

Common complaints

  • No Russian interface localization20% of mentions

    «No translation into other languages, please add Russian to the app»

  • Sharp subscription price increase (100% in 2023)15% of mentions

    «After the subscription price doubled, it became wasteful to use this app. Bye YNAB»

  • No bank synchronization in Russia10% of mentions

    «In Russia, there was no bank synchronization before, and there still isn't»

  • Mobile app interface issues (non-functional tabs, sluggish performance, missing search)15% of mentions

    «In one and very first day tabs in app are blind and can't be pushed, new theme is ugly and scrolling speed very slow»

  • Limited multi-currency support (only basic set of currencies available)10% of mentions

    «I'm using UAH, RUB, EUR, USD, THB and Bitcoins... I think that I paid enough to have more currencies»

What people praise

  • Effective budgeting methodology (every dollar has a purpose)

    «This is an incredible way to figure out how to live with your money, it helped me to break the paycheck to paycheck circle»

  • Helps reduce financial stress and sense of uncertainty

    «YNAB has removed the stress of money from my life, never worry about where your money goes»

  • Helps users achieve tangible financial results (savings, debt payoff)

    «We started YNAB with $37 saved and ended the year with $42,000, break the paycheck to paycheck circle»

  • Reliable and stable app over the long term

    «That rare tool that just works for the long haul»

  • Convenient, intuitive interface and design

    «Nice design, the app just works and gets better every month»

Where to install