Settle Up - Group Expenses

4.9
iOSApp Store

What it actually doesSettle Up is an app for splitting group expenses and calculating mutual debts; it works well for simple scenarios and travel, but has significant issues with calculation transparency in complex situations and intrusive ads in the free version.

45%Marketing ≈ reality50%Stability

Actually does

  • Expense splitting60% of reviews
  • Multi-currency20% of reviews
  • Freemium30% of reviews

Claimed, but not confirmed by reviews

  • Expense Categorization
  • Recurring payments
  • Receipts scanning
  • Financial Reporting
  • Push Notifications
  • Offline-first
  • File sharing
  • No account required
  • Ad-free
  • Уникальный алгоритм минимизации переводов
  • Web app

Common complaints

  • Opaque debt calculations that drastically change with each transaction20% of mentions

    «With each transaction, the debt display changes so drastically... the mutual debt suddenly jumps to another person»

  • Issues with iOS functionality (app doesn't work, no Russian language)20% of mentions

    «On Apple this app just doesn't work!... There's nowhere to change the language»

  • Very intrusive ads in the free version20% of mentions

    «You do 3 actions in the app - and there's an ad again»

  • Synchronization issues between iOS and Android10% of mentions

    «No proper connection with Android apps»

  • Missing shared expense pool feature10% of mentions

    «The app does NOT implement shared expense functionality... only mutual settlements between each other»

What people praise

  • Great app for group travel, especially with different currencies

    «Indispensable app for trips, intuitive, covers all needs... I used it on 4 long trips... with currency changes»

  • Intuitive and convenient interface

    «Intuitive and easy to understand»

  • Stable operation without bugs

    «And no glitches, no bugs»

  • High likelihood that friends will also install the app

    «Every trip ended with all other participants, after seeing the app, installing it too»

  • Rich functionality with many interesting details

    «Good interface, rich functionality and many interesting details»

Where to install