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★ 4.3What it actually doesMobile app for online microloans with fast approval (5 minutes) and card deposits (5-10 minutes), featuring advertised interest-free initial loans but with actual high fees (36% annual rate), frequently encountering issues with deposit amounts, imposed services, and aggressive collection practices.
Actually does
- ✓Быстрое зачисление на карту (5-10 минут)15% of reviews
- ✓Мобильное приложение с интерфейсом25% of reviews
- ✓Instant Approval30% of reviews
Claimed, but not confirmed by reviews
- ⚠Беспроцентный первый займ (0% для новых клиентов)
- ⚠Гибкие условия и сроки займа (62-365 дней)
- ⚠Минимальные требования (только паспорт)
- ⚠Customer Support
- ⚠Регистрация через ГосУслуги
Common complaints
- ✗Hidden fees and services35% of mentions
«forced services and exorbitant commission when paying off the loan—9.8% of the loan amount plus 200 rubles»
- ✗Approves one amount, credits less25% of mentions
«I requested 30,000, they approved it and immediately credited only 3,000 rubles, and I owe 5,500 rubles»
- ✗Aggressive debt collection activity and frequent calls20% of mentions
«Then they won't stop calling with offers!!! They call every half hour»
- ✗Poor support quality and offensive communication15% of mentions
«a scandal started and they said: should we give you a proper dictionary? they hang up the phone»
- ✗App glitches and freezing12% of mentions
«their app glitches, the payment entry doesn't display»
What people praise
- ★Fast money receipt
«I'm very grateful to you, you helped me at the most difficult moment, approved the loan easily»
- ★Convenient interface and ease of use
«Everything is simple, easy and accessible, borrowing loans has become much easier»
- ★Easy approval and quick processing
«I've been using it for more than a year, I recommend it»
- ★Availability of loans in urgent situations
«They're very helpful. Thank you so much»