Дополучкино: Займы
★ 4.6What it actually doesAn application for issuing short-term loans to a card with a term of 90 to 180 days at rates up to 36% per annum, with the first 15 days interest-free, experiencing frequent accessibility and stability issues.
Actually does
- ✓P2P payments45% of reviews
- ✓Быстрое одобрение займов (заявка 5 минут)30% of reviews
- ✓Погашение займа частями5% of reviews
- ✓Платный финансовый помощник (часто предлагается незаметно)(bonus)3% of reviews
Claimed, but not confirmed by reviews
- ⚠Two-factor auth
- ⚠File encryption
- ⚠Recurring payments
Common complaints
- ✗Hidden subscriptions to paid financial advisor in the contract3% of mentions
«They push a paid financial advisor on you, be careful when signing the contract»
- ✗App won't open or shows white screen on startup20% of mentions
«app won't open; took a photo of passport and nothing but white screen; app just won't open at all»
- ✗Misleading ads for zero-interest loan — interest is still charged7% of mentions
«FIRST LOAN with 0% means that from 7500₽ you'll receive 7,500₽ but you need to repay 9,000₽»
- ✗Errors when entering confirmation codes and accessing account10% of mentions
«shows server error; confirmation code arrives but app won't let you enter it; invalid case sensitivity»
- ✗App freezes, lags, and loses internet connection10% of mentions
«the app constantly freezes and loses internet; the app and website work poorly»
What people praise
- ★Fast money transfer to card (15-20 minutes)
«money arrives on the card within 15 - 20 minutes; money is transferred instantly»
- ★Fast decision on approval/rejection (maximum speed)
«approved quickly; decision comes as fast as possible; approved in a short time»
- ★No commission fee for loan repayment
«no commission for loan repayment; no additional fees charged»
- ★Simple and clear application process (only passport + card)
«only passport is needed to apply for a loan; convenient and clear app; everything is easy»
- ★Regular customers get loans approved instantly without rejection
«they have never refused me money»