Дополучкино: Займы

4.6
AndroidGoogle Play

What it actually doesAn application for issuing short-term loans to a card with a term of 90 to 180 days at rates up to 36% per annum, with the first 15 days interest-free, experiencing frequent accessibility and stability issues.

45%Marketing ≈ reality25%Stability99%Live project

Actually does

  • P2P payments45% of reviews
  • Быстрое одобрение займов (заявка 5 минут)30% of reviews
  • Погашение займа частями5% of reviews
  • Платный финансовый помощник (часто предлагается незаметно)(bonus)3% of reviews

Claimed, but not confirmed by reviews

  • Two-factor auth
  • File encryption
  • Recurring payments

Common complaints

  • Hidden subscriptions to paid financial advisor in the contract3% of mentions

    «They push a paid financial advisor on you, be careful when signing the contract»

  • App won't open or shows white screen on startup20% of mentions

    «app won't open; took a photo of passport and nothing but white screen; app just won't open at all»

  • Misleading ads for zero-interest loan — interest is still charged7% of mentions

    «FIRST LOAN with 0% means that from 7500₽ you'll receive 7,500₽ but you need to repay 9,000₽»

  • Errors when entering confirmation codes and accessing account10% of mentions

    «shows server error; confirmation code arrives but app won't let you enter it; invalid case sensitivity»

  • App freezes, lags, and loses internet connection10% of mentions

    «the app constantly freezes and loses internet; the app and website work poorly»

What people praise

  • Fast money transfer to card (15-20 minutes)

    «money arrives on the card within 15 - 20 minutes; money is transferred instantly»

  • Fast decision on approval/rejection (maximum speed)

    «approved quickly; decision comes as fast as possible; approved in a short time»

  • No commission fee for loan repayment

    «no commission for loan repayment; no additional fees charged»

  • Simple and clear application process (only passport + card)

    «only passport is needed to apply for a loan; convenient and clear app; everything is easy»

  • Regular customers get loans approved instantly without rejection

    «they have never refused me money»

Where to install