Nubank: conta, cartão e mais
★ 4.1What it actually doesNubank is a Brazilian fintech app offering a free account, commission-free credit card, Pix transfers and investments, but with widespread complaints about account blocks, fund leaks and instability.
Actually does
- ✓Banking70% of reviews
- ✓P2P payments40% of reviews
- ✓Recurring payments50% of reviews
- ✓Счета для подростков15% of reviews
- ✓Ad-free(bonus)20% of reviews
- ✓Multi-currency30% of reviews
- ✓Free tier60% of reviews
Claimed, but not confirmed by reviews
- ⚠Investing
- ⚠Копилки (caixinhas) с начислением процентов
- ⚠Страховые продукты
- ⚠Защита от фишинговых звонков
Common complaints
- ✗Arbitrary account blocking without explanation25% of mentions
«My account was blocked without explanation. Then it was blocked again while paying rent for 3 days, and I was left without money and food»
- ✗Complaints about missing money, no compensation20% of mentions
«Service stole my money and can't solve the problem. Don't use this garbage»
- ✗Excessive battery drain in background (up to 84% in 8 hours idle)10% of mentions
«App doesn't stop even when closed. Battery dropped 30% overnight, app consumed 84% of usage»
- ✗Unable to withdraw savings urgently15% of mentions
«Deposited money in savings, need it urgently on Friday — can only get it on Monday»
- ✗App freezes and lags in the background12% of mentions
«App constantly freezes in the background, even after closing»
What people praise
- ★Credit card with no annual fee
«Great credit card, no annual fee, no MSI, helps build credit history»
- ★Convenient virtual card and interface
«Finally a convenient app among banks with virtual card and easy transfers»
- ★More convenient than traditional banks
«Amazing app, I like it, much better than traditional banks»
- ★Good interest rates on account and investments
«Convenient app with good interest rate on account»
- ★Transparent system with no hidden fees
«Everything works smoothly, service keeps improving»