OneClickMoney – Онлайн займы
★ 4.7What it actually doesOneClickMoney is an app for online microloans up to 30,000 rubles at 1% per day for 61–90 days with multiple hidden fees, unclear terms, and payment system stability issues.
Actually does
- ✓Выдача микрозаймов95% of reviews
- ✓Быстрое одобрение (5–7 минут)65% of reviews
- ✓Множество способов получения денег (карта, КИВИ, Яндекс.Деньги, Золотая Корона)30% of reviews
- ✓Минимальные требования (только паспорт, без справок)20% of reviews
Claimed, but not confirmed by reviews
- ⚠Калькулятор микрозайма
- ⚠Пролонгация займа до 21 дня
- ⚠Мгновенное погашение займа
- ⚠Круглосуточная техническая поддержка
- ⚠Высокий процент одобрения (97%)
- ⚠Loyalty Program
Common complaints
- ✗Aggressive collection tactics: calls to relatives, threats, code distribution25% of mentions
«missed a payment by three days, they started calling my parents and threatening»
- ✗Hidden fees and forced insurance35% of mentions
«They promised a large amount, but transferred 6,500 rubles, from which they deducted 2,000 for insurance they forced on me»
- ✗Excessively high interest rates and overpayments40% of mentions
«wanted to borrow 5000, in the end... have to repay 16000, horrible interest rates... I'm paying back not 10000 with interest, but double the amount»
- ✗Payment processing failures and money not being returned15% of mentions
«accepted the payment for processing... a year later I needed money again... and there was an overdue payment... but they didn't return my money»
- ✗Frequent app crashes and access issues20% of mentions
«can't log into the app, it asks for a passport photo, but I can't upload it»
What people praise
- ★Fast approval and money disbursement
«Fast. They come through»
- ★Helps in emergency financial situations
«Saved me in an emergency: I needed money before payday»
- ★Simple application process
«Application process is literally just a couple of clicks, no unnecessary documents»
- ★User-friendly app interface
«The app works great, no complications, everything is fast and clear»
- ★Quick resolution of issues (when support is working)
«everything gets resolved instantly either through the app in the feedback settings or over the phone»