Займ-Экспресс. Займы на карту

Actually does

• ✓Моментальный перевод денег на карту через СБП88% of reviews
• ✓Автоматическое одобрение заявки70% of reviews
• ✓Личный кабинет для управления займами35% of reviews
• ✓Погашение займа через приложение15% of reviews
• ✓Прозрачные условия и отсутствие скрытых комиссий60% of reviews
• ✓Беспроцентный период до одной недели(bonus)4% of reviews
• ✓No account required25% of reviews
• ✓Online loan application95% of reviews

Claimed, but not confirmed by reviews

• ⚠Возможность повторного займа постоянным клиентам
• ⚠Продление срока займа без переоформления
• ⚠История операций и состояние задолженности
• ⚠End-to-end encryption

Common complaints

• ✗Very high interest rates (292% per annum)4% of mentions

  «Interest rates aren't the lowest, but they'll do in an emergency»

• ✗App doesn't work / crashes2% of mentions

  «Doesn't work»

• ✗Risk of falling into a debt trap2% of mentions

  «Important to monitor the terms to avoid falling into a trap»

• ✗Limited loan term (maximum 18 weeks)
• ✗Minimum term of 61 days even for short-term loans

What people praise

• ★Very fast approval and money transfer (5-10 minutes)

  «Applied in 5 minutes, money went straight to my card. Everything is honest, no hidden interest rates.»

• ★Simple and intuitive interface, quick checkout

  «The interface is convenient, everything is intuitive. I figured it out in a couple of minutes»

• ★Transparent terms without hidden fees

  «Everything is honest, no hidden interest rates. You can see all the details and percentages»

• ★Fully remote application without office visit

  «No need to go anywhere or do anything, quick money in 5 minutes straight to your card»

• ★Help in urgent financial situations and bridging to payday

  «The app really helps when you need money urgently»

Where to install