Твой Банк Онлайн

3.9
AndroidGoogle Play

What it actually doesAn aggregator of microloans and credits from Russian MFOs and banks that allows you to quickly apply online for a loan or credit card with funds transferred to your card within minutes, but with UX issues, intrusive advertising, and complaints about instability.

45%Marketing ≈ reality35%Stability90%Live project

Actually does

  • Push Notifications(bonus)14% of reviews
  • Banking32% of reviews
  • Микрозаймы онлайн23% of reviews

Claimed, but not confirmed by reviews

  • P2P payments
  • Recurring payments
  • Агрегатор кредитов от банков
  • Investing

Common complaints

  • Impersonates Т-Bank (Tinkoff) app, uses its branding and interface9% of mentions

    «The app misleads users by pretending to be the Т-Bank app»

  • Intrusive loan and MFO ads inside the app14% of mentions

    «Constantly glitches, loan ads keep popping up, intrusive advertising»

  • Lags, crashes, and unstable app performance18% of mentions

    «The app lags, total scam, doesn't work from day one»

  • Poor navigation, constantly returns to home screen when managing cards18% of mentions

    «You click on a card to view history, then go back and it sends you to the home screen again»

  • No option to select account for payment debit5% of mentions

    «The app doesn't have a feature to specify which card and account to debit money from»

What people praise

  • Fast loan and credit approval, money transferred within minutes

    «Application is processed in minutes, money in your account instantly»

  • Convenient and clear interface for loan application

    «Online loans, everything is simple and clear»

  • Transparent lending conditions

    «Lending conditions are transparent and clear»

  • Fast registration and processing

    «Fast registration and instant approval»

Where to install