ЗаймБанкир - Займы онлайн
★ 4.8What it actually doesA microloan and short-term credit aggregator that allows you to apply for a loan online through various microfinance organizations with a high approval probability and receive funds to your card within minutes.
Actually does
- ✓Агрегатор займов от МФО95% of reviews
- ✓Мгновенный перевод денег на карту88% of reviews
- ✓Сравнение предложений разных МФО15% of reviews
- ✓Прозрачное отображение процентных ставок и комиссий25% of reviews
- ✓Минимум требуемых документов (только паспорт и карта)10% of reviews
- ✓Пуш-уведомления о дате платежа(bonus)8% of reviews
- ✓Instant Approval92% of reviews
- ✓Отсутствие скрытых комиссий18% of reviews
- ✓Подача заявок в несколько МФО одновременно(bonus)5% of reviews
- ✓Ad-free(bonus)5% of reviews
- ✓Customer Support(bonus)5% of reviews
- ✓Early Loan Repayment(bonus)5% of reviews
Common complaints
- ✗High interest rates (up to 36% per annum)12% of mentions
«The only downside is there's a small commission, but it's justified»
- ✗Minimum loan repayment term is 61 days, not a week as expected3% of mentions
«Some have a minimum loan term of 61 days, not a week»
- ✗Concerns about too easy access to credit2% of mentions
- ✗Occasional app lags and freezes6% of mentions
«It did lag a couple of times, but the lag seems to have gone away now»
- ✗No dark theme available3% of mentions
«It would be convenient to add a dark theme, but overall it's an excellent solution»
What people praise
- ★Very fast and convenient loan application (5-15 minutes)
«Applied in 10 minutes and money was in my account within minutes»
- ★Instant money transfer to card after approval
«Money arrived on the card instantly / within 10-15 minutes»
- ★Simple and intuitive interface
«The interface is simple and without any unnecessary features»
- ★High approval rate for applications
«97% approval rate, money gets approved for any amount»
- ★Transparent terms with no hidden fees
«No hidden interest rates and no other additional paid services»