МТС Деньги

4.8
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What it actually doesMTS Money is a mobile banking app featuring a debit card, cashback on purchases, and integration with MTS services, but it frequently blocks accounts and has stability issues.

35%Marketing ≈ reality15%Stability99%Live project

Actually does

  • Banking90% of reviews
  • P2P payments30% of reviews
  • Loyalty cards40% of reviews
  • Ad-free(bonus)10% of reviews
  • Free tier10% of reviews

Claimed, but not confirmed by reviews

  • QR scanner
  • Recurring payments
  • Оплата частями без переплат
  • Переводы за рубеж

Common complaints

  • Unjustified blocking of accounts and cards40% of mentions

    «Created a card, topped it up, and it was immediately banned. Funds frozen. When issuing the card they fraudulently slip in insurance... blocked the account for using THEIR OWN service!!!»

  • Transfers don't work, constantly cancelled20% of mentions

    «Card doesn't work, says add a card for the transfer!!! even though I have one. Every transfer operation is basically a lottery, they'll create a ticket with a 10-day wait each time»

  • Hidden fees, insurance, unknown charges15% of mentions

    «When issuing the card, they fraudulently slip in insurance without giving you the documents. They enable payment notifications that the client disabled. Charged interest at 60% annually»

  • App frequently crashes and won't load15% of mentions

    «The worst bank and equally bad app. Constantly crashes and takes forever to open»

  • Cashback not credited or partially credited12% of mentions

    «Didn't credit cashback for 3 transactions that other banks easily credited»

What people praise

  • Generous cashback, good bonus-to-money exchange

    «Cashback-to-rubles exchange is a thing! This is how I do side income. Getting 30% cashback on everything and 20% on supermarkets down to the last kopeck!»

  • Responsive customer support

    «The only plus is the support, those guys and gals there are awesome, they really help you figure things out, 10 out of 10»

  • Convenient interface (before updates ruin it)

    «The app still stands out in a good way compared to other banks»

  • Integration with MTS discount and ecosystem
  • Free card maintenance

Where to install