МТС Деньги

Actually does

• ✓Banking90% of reviews
• ✓P2P payments30% of reviews
• ✓Loyalty cards40% of reviews
• ✓Ad-free(bonus)10% of reviews
• ✓Free tier10% of reviews

Claimed, but not confirmed by reviews

• ⚠QR scanner
• ⚠Recurring payments
• ⚠Оплата частями без переплат
• ⚠Переводы за рубеж

Common complaints

• ✗Unjustified blocking of accounts and cards40% of mentions

  «Created a card, topped it up, and it was immediately banned. Funds frozen. When issuing the card they fraudulently slip in insurance... blocked the account for using THEIR OWN service!!!»

• ✗Transfers don't work, constantly cancelled20% of mentions

  «Card doesn't work, says add a card for the transfer!!! even though I have one. Every transfer operation is basically a lottery, they'll create a ticket with a 10-day wait each time»

• ✗Hidden fees, insurance, unknown charges15% of mentions

  «When issuing the card, they fraudulently slip in insurance without giving you the documents. They enable payment notifications that the client disabled. Charged interest at 60% annually»

• ✗App frequently crashes and won't load15% of mentions

  «The worst bank and equally bad app. Constantly crashes and takes forever to open»

• ✗Cashback not credited or partially credited12% of mentions

  «Didn't credit cashback for 3 transactions that other banks easily credited»

What people praise

• ★Generous cashback, good bonus-to-money exchange

  «Cashback-to-rubles exchange is a thing! This is how I do side income. Getting 30% cashback on everything and 20% on supermarkets down to the last kopeck!»

• ★Responsive customer support

  «The only plus is the support, those guys and gals there are awesome, they really help you figure things out, 10 out of 10»

• ★Convenient interface (before updates ruin it)

  «The app still stands out in a good way compared to other banks»

• ★Integration with MTS discount and ecosystem
• ★Free card maintenance

Where to install