Выберу: займы, кредит и ОСАГО!
★ 4.6What it actually doesAggregator of financial products (loans, credit cards, car insurance) with calculators, comparison of terms, and quick online application submission. Functional features include search, rate comparison, insurance and loan processing, and reminders.
Actually does
- ✓Price comparison90% of reviews
- ✓Калькулятор микрозаймов (переплата, график)70% of reviews
- ✓Калькулятор кредитов (размер платежа, переплата)50% of reviews
- ✓Калькулятор депозитов и вкладов30% of reviews
- ✓FX rates20% of reviews
- ✓Marketplace30% of reviews
- ✓Единая заявка в несколько банков/МФО одновременно10% of reviews
- ✓Оформление полиса ОСАГО онлайн (расчет, сравнение, оплата)35% of reviews
- ✓Страховки на дачу и другую недвижимость(bonus)5% of reviews
- ✓Проверка кредитного рейтинга и истории10% of reviews
- ✓Подбор рефинансирования существующих кредитов(bonus)5% of reviews
- ✓Напоминания об истечении полисов ОСАГО и других договоров(bonus)5% of reviews
- ✓Ad-free(bonus)5% of reviews
- ✓iOS widgets(bonus)10% of reviews
Common complaints
- ✗High interest rates on loans (up to 292% per annum)10% of mentions
«The rate is from 0 to 0.8% per day (up to 292% per annum) — that's very expensive»
- ✗Risk of debt spiral with microloans
- ✗Concerns about hidden fees in microloans5% of mentions
«I was afraid to deal with microloans because of these hidden fees»
What people praise
- ★Time saved on product search and comparison
«Colossal time savings on searching and comparing services. Everything I used to search for hours is now available in a snap.»
- ★Simplicity of submitting applications online without paperwork
«A service for those who don't like talking to managers. I chose myself, clicked the button, submitted. Nobody calls.»
- ★Help saving money on interest rates and fees
«I was surprised when I saw the difference in OSAGO prices between different companies. I got it sorted and saved almost two thousand rubles.»
- ★Accuracy and convenience of built-in calculators
«The credit calculator is very accurate. I calculated the overpayment and payment schedule, and there were no surprises afterward.»
- ★Centralization of all financial products in one place
«All financial products in one place. Compared, chose, got it set up. Minimal actions – maximum benefits.»