НОВИКОМ
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First year: Unknown
Data and scoring
Profile based on reviews and description
- Profile analysed
- Jun 14, 2026
- App updated
- Sep 23, 2026
Store sources
- RuStore · Store data seen: Nov 11, 2026 · Recently checked
Plans and limits
Plans and free-tier limits are not verified. Free installation does not mean free usage.
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Marketing versus reality estimates how well promised features are supported; stability estimates complaints about crashes and speed. Project activity is calculated from update recency, review activity and store availability. Percentages are not guarantees or success probabilities; missing data does not mean a zero score.
What it actually doesMobile banking app for managing cards, transferring money, paying bills, and tracking expenses. Generally stable but occasionally encounters critical errors with loading and login.
Actually does
- ✓Banking95% of reviews
- ✓P2P payments80% of reviews
- ✓Recurring payments15% of reviews
- ✓Budget tracking35% of reviews
- ✓Loyalty cards45% of reviews
- ✓Invoicing10% of reviews
- ✓Messaging15% of reviews
- ✓Ad-free(bonus)15% of reviews
- ✓Available in Russia100% of reviews
Claimed, but not confirmed by reviews
- ⚠QR scanner
- ⚠Two-factor auth
Common complaints
- ✗No information about the application
- ✗App won't open (white screen on loading)20% of mentions
«App won't open after download, just a white screen»
- ✗Unable to log in to personal account, login errors15% of mentions
«Periodic issues, can't log in to my personal account»
- ✗Service periodically unavailable, no notifications about outages12% of mentions
«Two hours ago I tried to transfer money. Got a message saying we'll fix it in 30 minutes. It's been more than an hour»
- ✗Inconvenient utility payment process (requires additional data)8% of mentions
«Paying utility bills is inconvenient. It constantly asks for some additional data»
What people praise
- ★Attractive cashback program with competitive rates
«7% cashback on airline tickets came at just the right time before the vacation»
- ★No ads in the interface
«I like that the app isn't cluttered with ads. You open it and immediately see your accounts, not banners»
- ★Simple and intuitive interface without unnecessary information
«The interface is simple and calm. I figured it out myself, without instructions or hints»
- ★Fast transfers (SBP, between cards of other banks)
«I transferred money to a friend through the app, it arrived almost instantly. Works smoothly»
- ★Convenient expense tracking with categorization and transaction history
«I track my spending through the transaction history. Categories display correctly, easy to navigate»