НОВИКОМ
★ 3.3What it actually doesMobile banking app for managing cards, transferring money, paying bills, and tracking expenses. Generally stable but occasionally encounters critical errors with loading and login.
Actually does
- ✓Banking95% of reviews
- ✓P2P payments80% of reviews
- ✓Recurring payments15% of reviews
- ✓Budget tracking35% of reviews
- ✓Loyalty cards45% of reviews
- ✓Invoicing10% of reviews
- ✓Messaging15% of reviews
- ✓Ad-free(bonus)15% of reviews
- ✓Available in Russia100% of reviews
Claimed, but not confirmed by reviews
- ⚠QR scanner
- ⚠Two-factor auth
Common complaints
- ✗No information about the application
- ✗App won't open (white screen on loading)20% of mentions
«App won't open after download, just a white screen»
- ✗Unable to log in to personal account, login errors15% of mentions
«Periodic issues, can't log in to my personal account»
- ✗Service periodically unavailable, no notifications about outages12% of mentions
«Two hours ago I tried to transfer money. Got a message saying we'll fix it in 30 minutes. It's been more than an hour»
- ✗Inconvenient utility payment process (requires additional data)8% of mentions
«Paying utility bills is inconvenient. It constantly asks for some additional data»
What people praise
- ★Attractive cashback program with competitive rates
«7% cashback on airline tickets came at just the right time before the vacation»
- ★No ads in the interface
«I like that the app isn't cluttered with ads. You open it and immediately see your accounts, not banners»
- ★Simple and intuitive interface without unnecessary information
«The interface is simple and calm. I figured it out myself, without instructions or hints»
- ★Fast transfers (SBP, between cards of other banks)
«I transferred money to a friend through the app, it arrived almost instantly. Works smoothly»
- ★Convenient expense tracking with categorization and transaction history
«I track my spending through the transaction history. Categories display correctly, easy to navigate»