Финуслуги. Вклады, займы, инвестиции, кредиты
★ 4.8Find an alternative to Финуслуги. Вклады, займы, инвестиции, кредиты
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First year: Unknown
Data and scoring
Profile based on reviews and description
- Profile analysed
- Jun 22, 2026
- App updated
- Nov 12, 2026
Store sources
- RuStore · Store data seen: Nov 13, 2026 · Recently checked
Plans and limits
Plans and free-tier limits are not verified. Free installation does not mean free usage.
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Marketing versus reality estimates how well promised features are supported; stability estimates complaints about crashes and speed. Project activity is calculated from update recency, review activity and store availability. Percentages are not guarantees or success probabilities; missing data does not mean a zero score.
What it actually doesCompare banking and insurance offers from multiple providers in one app and choose the most favorable option.
Actually does
- ✓Investing20% of reviews
- ✓Price comparison15% of reviews
- ✓Banking30% of reviews
- ✓Страховка ОСАГО, Каско, ипотечная10% of reviews
- ✓Брокерский счёт(bonus)5% of reviews
- ✓Push Notifications(bonus)40% of reviews
- ✓Система звонков коллекторов(bonus)50% of reviews
Claimed, but not confirmed by reviews
- ⚠Виртуальный счёт в Финуслугах
- ⚠Customer Support
- ⚠Автоматическое заполнение форм (Госуслуги, номер авто)
Common complaints
- ✗Aggressive collector calls (multiple per day, at night, to relatives)47% of mentions
«Wanted to get money fast, ended up with a lifetime subscription to anxiety. One calls in the morning, another in the evening, a third one at night.»
- ✗Inadequate loan conditions (rates up to 292%, amount grows 4x in a month)15% of mentions
«My wife took out a small loan. After a month the sum became almost four times larger.»
- ✗Registration issues (via T-ID, Госуслуги refuses to authenticate)10% of mentions
«They promised 25% on a deposit, but I can't get through the registration levels. First I confirm the number, then Госуслуги, then T-ID says it's not me.»
- ✗Slow loading and app freezes10% of mentions
«The app loads slowly. Very slowly. By the time it loads, I have time to regret all the decisions I've made in life.»
- ✗Need to use Финуслуги virtual account (money doesn't arrive immediately)8% of mentions
«I downloaded and created a Финам broker account, but the money went to some wallet and then what, I don't need this wallet of yours!!»
What people praise
- ★Convenient deposit opening with good rates through a single app
«Opened a deposit with welcome bonuses. Everything is transparent and clear.»
- ★Clear and transparent interface, everything is logical
«Fast. Clear.»
- ★Reliable interest payments on deposits without issues
«You can put money in deposits, interest is paid reliably without any issues»
- ★Trust in the platform (Moscow Exchange, guarantee of policy authenticity)
«Excellent app! I'm delighted. I recommend it to everyone.»
- ★Simple and quick insurance arrangement (OSAGO in 5 minutes)
«I compare different options before buying OSAGO. Everything is transparent.»