ЮMoney: кошелёк, карты, кэшбэк
★ 4.6What it actually doesЮMoney is a financial wallet with a virtual "Мир" card, a cashback points system, and transfers between users, but with issues in stability and cashback functionality.
Actually does
- ✓P2P payments15% of reviews
- ✓Cashback and Rewards
- ✓Crypto wallet70% of reviews
- ✓Loyalty cards10% of reviews
- ✓Виртуальная карта Мир20% of reviews
- ✓Бесконтактная оплата NFC15% of reviews
- ✓Two-factor auth5% of reviews
- ✓Ad-free5% of reviews
- ✓Dark mode25% of reviews
Claimed, but not confirmed by reviews
- ⚠Budget tracking
- ⚠Coupons
- ⚠Multi-currency
- ⚠Recurring payments
- ⚠Система кэшбэка баллами
Common complaints
- ✗Account locked without explanation10% of mentions
«I transferred my salary there, and in the end I can't transfer anything from there, they just say you violated the rules, they don't say which ones»
- ✗Cashback points cannot be spent (not accepted everywhere)15% of mentions
«Cashback points that you can't spend anywhere, you can't even top up your phone balance»
- ✗App crashes and stops working after updates20% of mentions
«Doesn't work! I did an update, DOESN'T WORK! / I updated the app and it stopped working again»
- ✗Support does not respond to requests10% of mentions
«Checks lasting three years, support doesn't respond»
- ✗Connection errors and false internet connectivity messages8% of mentions
«It says the internet doesn't work, but it actually does»
What people praise
- ★Convenient virtual card, can be used everywhere
«I use the virtual card and pay everywhere»
- ★Intuitive and simple interface, everything is clear
«everything is clear and simple / immediately clear what to click on»
- ★Transfers between wallets without commission
«You can withdraw to your phone without commission»
- ★Fast and helpful online support
«Online support from Yoomoney helps well with any questions, response and assistance are fast»
- ★Fast money transfers
«Convenient, fast / Quick»