Кредит Плюс - займ онлайн

★ 4.5
AndroidRuStore

What it actually doesMobile app aggregator for microloans that allows users to quickly find and apply for online loans to a card from licensed MFOs with minimal documentation.

92%Marketing ≈ reality94%Stability80%Live project

Actually does

  • ✓Debt Tracking90% of reviews
  • ✓Payment Tracking85% of reviews
  • ✓Агрегация предложений микрозаймов от МФО50% of reviews
  • ✓Быстрое одобрение займа (в минутах)100% of reviews
  • ✓Мгновенное зачисление денег на карту98% of reviews
  • ✓Ad-free(bonus)15% of reviews
  • ✓Гибкие способы и сроки погашения займа25% of reviews
  • ✓Минимум документов (паспорт и заявка)60% of reviews
  • ✓Мобильное приложение iOS/Android100% of reviews

Claimed, but not confirmed by reviews

  • ⚠Рейтинг одобряемости МФО для разных категорий заёмщиков
  • ⚠End-to-end encryption
  • ⚠Customer Support

Common complaints

  • ✗High interest rates (up to 765%)5% of mentions

    «The maximum interest rate can reach 765%»

  • ✗Exact terms and interest rates from specific lenders not always known in advance8% of mentions
  • ✗Final approval and conditions depend on the lender's decision, not the app10% of mentions
  • ✗Credit history may negatively affect approval5% of mentions

    «The application was approved even with an imperfect credit history»

  • ✗Despite promised instant transfers, bank may delay the payment3% of mentions

    «Sometimes the bank can delay the transfer for a short time»

What people praise

  • ★Lightning-fast loan approval and money transfer to card (in minutes or seconds)

    «I got the money instantly! The loan came through without any issues»

  • ★Minimal requirements and documents (passport and application only)

    «No certificates required. Everything went smoothly»

  • ★Intuitive and simple app interface

    «The interface is clear. The design is simple»

  • ★Transparent borrowing terms and accurate interest calculation

    «The loan terms match what was stated. No hidden conditions»

  • ★Ability to get a loan even with poor credit history

    «They approved my application despite my poor credit history. It was a pleasant surprise»

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