ING Nederland

Mobile bank offering cards, credits, deposits and investments; operates unstably with frequent access issues and slowness; employs aggressive debt collection practices.

Mobile banking app for money transfers, bill payments and account management, but with frequent complaints about instability, high fees and limited budgeting features.

Revolut is a multifunctional digital bank that allows account opening, money transfers, investing in stocks and ETFs, currency conversion and financial management in one app, but with frequent support and KYC verification issues.

Brazilian digital bank offering multi-currency accounts, credit cards and basic investment services, but with numerous issues in app functionality, account opening and customer support.

Kaspi.kz — a super app for daily tasks. 16 million customers pay without fees, make purchases, manage finances and earn bonuses.

Mobile app by Ukrainian bank àbank24 for managing debit and credit cards with cashback, commission-free transfers, and instant online card opening.

OTP Bank mobile application allows managing accounts, cards, transfers, and loans, but suffers from technical issues, non-functional support, and frequent failures in delivering promised services (bonuses, promotions, payment processing).

Raiffeisen mobile bank enables remote money management: transfer funds, pay utilities and fines, track expenses, and receive cashback on selected cards. Main issues include lack of VPN and mobile internet support, biometric authentication problems after updates, and frequent account locks.