Paytm: Secure UPI Payments
★ 4.5What it actually doesPaytm is an app for UPI payments, money transfers and bills in India, which works stably for users with Indian phone numbers, but has serious issues with user registration outside India and periodic bugs in transfer functions and settings access.
Actually does
- ✓P2P payments30% of reviews
- ✓QR scanner10% of reviews
- ✓Push Notifications(bonus)3% of reviews
Claimed, but not confirmed by reviews
- ⚠Recurring payments
- ⚠Expense Tracking
- ⚠Multi-currency
- ⚠Мобильные перезарядки
- ⚠Оплата счетов ЖКХ и интернета
- ⚠Data export
- ⚠Biometric Authentication
- ⚠End-to-end encryption
- ⚠Личные займы и кредиты
- ⚠Flight search
Common complaints
- ✗Registration doesn't work outside India (Russia, Kazakhstan, Uzbekistan, Turkmenistan)27% of mentions
«Doesn't work in Russia. Unable to register. Rating 1 / If the country code is not 91, registration fails.»
- ✗False positives from rooted device detector10% of mentions
«Didn't launch on Galaxy S25, says the device is rooted, but it's not»
- ✗Declined error when sending money (declined to keep your money safe)7% of mentions
«I can't send money to anyone, including myself. The error is declined to keep your money safe.»
- ✗Intrusive advertising in push notifications3% of mentions
«Please remove advertisement push messages from your app»
- ✗Unable to access UPI & Payment settings section7% of mentions
«Recently unable to access the UPI & Payment settings section»
What people praise
- ★Reliability and stability in India
«App is top / reliable / very good app»
- ★Full payment and transfer functionality
«Good 👍 great application thank you very much»
- ★Convenient and intuitive interface
«Convenient and intuitive interface. Love everything about it.»