Займ-Экспресс:Займ до зарплаты
★ 4.0AndroidiOSApp StoreGoogle Play
What it actually doesAn app for obtaining microloans to a card with quick form completion and instant fund transfer, but with high hidden fees, imposed insurance, and difficulty disabling it.
15%Marketing ≈ reality30%Stability62%Live project
Actually does
- ✓Выдача микрозаймов95% of reviews
- ✓Быстрое заполнение анкеты (2 клика)15% of reviews
- ✓Моментальное поступление средств20% of reviews
- ✓Скрытые комиссии и непредвиденные сборы(bonus)60% of reviews
- ✓Навязанная страховка, которую невозможно отключить(bonus)55% of reviews
- ✓Высокие процентные ставки (до 36% годовых)35% of reviews
- ✓Некомпетентная поддержка(bonus)25% of reviews
- ✓Двойная комиссия при оплате займа(bonus)20% of reviews
Claimed, but not confirmed by reviews
- ⚠OCR / Document scan
- ⚠Ad-free
Common complaints
- ✗Hidden fees that significantly increase overpayment60% of mentions
«Borrowed 6,000, paid back 10,000, insurance 1500+% + payment commission almost 1000»
- ✗Overpayment of 50-100% of loan amount due to commissions and insurance50% of mentions
«You borrow 1k, and they add 4 thousand on top for insurance»
- ✗Forced insurance that cannot be disabled despite multiple attempts55% of mentions
«I submitted a request 10 times to disable it, but nobody disabled anything»
- ✗Incompetent and rude support unable to resolve issues25% of mentions
«Called support, they don't know anything at all, don't understand anything»
- ✗Payments tied to inconvenient methods, no choice of payment options15% of mentions
«Can't choose payment methods, they're offered but you can't actually select any»
What people praise
- ★Fast approval and instant money receipt
«Everything was processed instantly, everything came through»
- ★Convenient interface and ease of use
«Quality app, convenient interface»
- ★Help in urgent situations when money is needed right away
«The company itself came to my rescue at an unexpected moment»