Займы онлайн — деньги до зарплаты
★ 1.4What it actually doesAn app for fast online microloans from microfinance organizations that in practice hides additional fees and applies undisclosed repayment terms, turning loans into financial traps.
Actually does
- ✓Оформление микрозаймов онлайн95% of reviews
- ✓Скрытые комиссии и сборы(bonus)80% of reviews
- ✓Навязывание дополнительных услуг при оформлении(bonus)75% of reviews
- ✓Непрозрачные и изменяющиеся условия договора(bonus)70% of reviews
Claimed, but not confirmed by reviews
- ⚠Сравнение предложений займов
- ⚠Быстрое одобрение (5-15 минут)
- ⚠Подача заявки 24/7
- ⚠Займ без справок и поручителей
- ⚠Мгновенный перевод на карту
- ⚠Высокая вероятность одобрения с плохой кредитной историей
Common complaints
- ✗Hidden commissions for document processing, verification, and transfers80% of mentions
«When I signed the contract, they told me one amount, but when the money arrived, it turned out they had deducted hidden commissions for 'document verification' and 'loan repayment'»
- ✗Imposition of additional services during the application process65% of mentions
«Right during the application process, I was forced to add extra services, and as a result, the amount I had to repay significantly exceeded the initial amount»
- ✗Contract terms do not match promises on the website75% of mentions
«Nothing like that was mentioned on the website, but I was told that early repayment of the loan was impossible due to additional conditions in the contract»
- ✗Excessively high interest rates and growing debt70% of mentions
«I took out a loan to cover urgent expenses, but the interest is so high that the debt amount keeps growing»
- ✗Forced repayment through third parties with additional commissions50% of mentions
«I took out a loan, but then it turned out that I could only repay it through a third party that charges its own commission»
What people praise
- ★Convenience of applying for a loan online without visiting an office
- ★Work with licensed microfinance organizations under Central Bank of Russia supervision