Займы онлайн — деньги до зарплаты

1.4
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What it actually doesAn app for fast online microloans from microfinance organizations that in practice hides additional fees and applies undisclosed repayment terms, turning loans into financial traps.

15%Marketing ≈ reality5%Stability66%Live project

Actually does

  • Оформление микрозаймов онлайн95% of reviews
  • Скрытые комиссии и сборы(bonus)80% of reviews
  • Навязывание дополнительных услуг при оформлении(bonus)75% of reviews
  • Непрозрачные и изменяющиеся условия договора(bonus)70% of reviews

Claimed, but not confirmed by reviews

  • Сравнение предложений займов
  • Быстрое одобрение (5-15 минут)
  • Подача заявки 24/7
  • Займ без справок и поручителей
  • Мгновенный перевод на карту
  • Высокая вероятность одобрения с плохой кредитной историей

Common complaints

  • Hidden commissions for document processing, verification, and transfers80% of mentions

    «When I signed the contract, they told me one amount, but when the money arrived, it turned out they had deducted hidden commissions for 'document verification' and 'loan repayment'»

  • Imposition of additional services during the application process65% of mentions

    «Right during the application process, I was forced to add extra services, and as a result, the amount I had to repay significantly exceeded the initial amount»

  • Contract terms do not match promises on the website75% of mentions

    «Nothing like that was mentioned on the website, but I was told that early repayment of the loan was impossible due to additional conditions in the contract»

  • Excessively high interest rates and growing debt70% of mentions

    «I took out a loan to cover urgent expenses, but the interest is so high that the debt amount keeps growing»

  • Forced repayment through third parties with additional commissions50% of mentions

    «I took out a loan, but then it turned out that I could only repay it through a third party that charges its own commission»

What people praise

  • Convenience of applying for a loan online without visiting an office
  • Work with licensed microfinance organizations under Central Bank of Russia supervision

Where to install