Займы онлайн — Возьмика
★ 4.1What it actually doesAn application for issuing microloans online to a bank card in the Russian Federation with interest rates and hidden paid services that are frequently added against user refusal.
Actually does
- ✓Online loan application80% of reviews
- ✓Микрозаймы на карту95% of reviews
- ✓Recurring payments(bonus)35% of reviews
- ✓Customer Support(bonus)25% of reviews
- ✓Ad-free(bonus)10% of reviews
- ✓Available in Russia95% of reviews
Claimed, but not confirmed by reviews
- ⚠Payment Tracking
- ⚠Продление займа
- ⚠Transparent Terms and Conditions
Common complaints
- ✗Hidden paid services imposed despite rejection40% of mentions
«They sneak paid services into the contract even though I refused; they charge for additional services even though you uncheck everything unnecessary»
- ✗Disproportionately inflated repayment amounts38% of mentions
«borrowed 3k, returning 6k; borrowed 7000 with no overcharges, received 4990, but when repaying they charged 7890»
- ✗Receives less money than stated in the contract35% of mentions
«I took 10,800, naturally I disabled all the extra stuff like insurance, and 8,500 landed on my card; Asked them for a 10k loan. In the end they transferred 6,400 to my card»
- ✗False advertising (0% commission, transparent terms)30% of mentions
«Says first loan is free, waiting for 30000. They only sent 3500; 'No commission', outrageous lie»
- ✗Support doesn't respond, unavailable20% of mentions
«Can't reach support. Even their third-party website help is a scam; Chat doesn't work; I left a message saying they'd contact me within two days, but they never got back to me»
What people praise
- ★Quick approval and simple application process
«everything is easy and simple. no hidden subscriptions. great. excellent app, simple and convenient»
- ★Came through when needed
«cool app thanks a lot for the loan, you helped us out. reach out to Vozmika»
- ★Fast and efficient service
«Everything fast, efficient!!!»
- ★First loan without interest (as claimed)
«good MFO. First loan without interest»
- ★Honest terms with no hidden fees (positive cases)
«Everything is honest - borrowed as much as I returned. No hidden fees»