Uzum Bank online

4.8
iOSApp Store

What it actually doesAn Uzbek online bank offering virtual and plastic cards, transfers, cashback, microloans and insurance products, but experiencing widespread issues with access, identification and support.

35%Marketing ≈ reality20%Stability95%Live project

Actually does

  • Banking80% of reviews
  • P2P payments15% of reviews
  • Cashback and Rewards10% of reviews
  • Multi-currency5% of reviews
  • Recurring payments5% of reviews
  • Expense Tracking5% of reviews
  • Payment Tracking5% of reviews
  • Biometric Authentication(bonus)20% of reviews
  • Two-factor auth(bonus)10% of reviews
  • Customer Support(bonus)30% of reviews

Claimed, but not confirmed by reviews

  • QR scanner
  • Рассрочка на 30 дней
  • Микрозаймы и быстрые кредиты
  • Оформление страховых полисов

Common complaints

  • Constant login issues (freezing, errors, stuck on loading)45% of mentions

    «After the latest update it's CONSTANTLY STUCK on login. Especially funny when you update right before a trip»

  • MyID identification doesn't work: infinite loading, 'something went wrong' error25% of mentions

    «I enter my passport details, go through myid identification and it says 'something went wrong', and it's been like this for 3 months!!!»

  • Support service is incompetent, responds slowly (2-3 hours), creates circular redirects20% of mentions

    «Your support chat is terrible, feels like there's one employee for the whole bank. They respond in 2-3 hours»

  • App doesn't work outside Uzbekistan without VPN, requires reinstalling VPN each time15% of mentions

    «I'm currently in Russia, and to access the app I have to turn on VPN every time»

  • Intrusive advertising through push notifications (multiple times a day), support refuses to disable them5% of mentions

    «Support refused to disable the advertising notifications that annoyingly come in almost every day several times»

What people praise

  • Convenient, pleasant interface, current design, intuitive to understand

    «Convenient and pleasant interface, design and wide range of features»

  • Wide range of features, multiple services in one app (maps, translations, payments, currency exchange)

    «Solve all tasks in one app»

  • Ease of use, convenience

    «I've been using the bank for about six months, I really like the convenient interface and ease of use»

  • Free virtual card in som immediately after registration

    «Get a free Uzum virtual card right after confirming your identity»

  • Favorable currency exchange rates, good conditions for international transfers

    «Current interface, direct integration with another bank, good currency exchange rates»

Where to install

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