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★ 3.5What it actually doesAn app for processing installment purchases with a payment schedule and reminders. It allows you to spread the cost of goods across multiple payments without overpayment, but often works unstably and requires improvements in return handling.
Actually does
- ✓Recurring payments60% of reviews
- ✓Payment Tracking40% of reviews
- ✓Оформление кредитов в рассрочку (BNPL)70% of reviews
- ✓Push Notifications30% of reviews
- ✓Мобильное приложение100% of reviews
- ✓Customer Support(bonus)15% of reviews
- ✓Ad-free(bonus)10% of reviews
Common complaints
- ✗Loans issued without user consent10% of mentions
«they issued a loan in my name and now I'm in debt»
- ✗Issues with refunds and debt correction15% of mentions
«When services are partially refunded, there's no way to promptly correct the debt balance»
- ✗Cannot pay fines and special fees through the app8% of mentions
«you can't pay this fine in the app because there's simply no such function»
- ✗Service frequently fails to load and shows errors12% of mentions
«The service often doesn't load and shows a message that it's 'temporarily unavailable'»
- ✗Withdrawals processed outside correct timeframe8% of mentions
«Funds are withdrawn at night, but according to Moscow time the debit date hasn't arrived yet»
What people praise
- ★Payment without overpayment and commission
«convenient, everything is simple and clear, beneficial because there are no overpayments»
- ★Payment reminders
«A reminder notification comes a day before the upcoming payment»
- ★Convenient and intuitive interface
«Very convenient and easy to use. Everything is clear, simple, and convenient!»
- ★Flexibility: early repayment option
«you can repay early without any issues»
- ★Useful tool for pensioners
«For pensioners this is a lifesaver»