Робот Займер - Займы онлайн
★ 4.9What it actually doesAn app for applying for microloans to a card with automatic approval in 15 minutes, transparent interest rates (0.1-36% per annum) and loan management through a mobile client.
Actually does
- ✓P2P payments95% of reviews
- ✓Recurring payments85% of reviews
- ✓Financial Reporting80% of reviews
- ✓Customer Support30% of reviews
- ✓Biometric Authentication(bonus)35% of reviews
- ✓Web app(bonus)10% of reviews
- ✓Push Notifications(bonus)5% of reviews
- ✓Ad-free(bonus)5% of reviews
Common complaints
- ✗"Outdated passport data" error unsolved for years10% of mentions
«They can't fix the error for a year already... the app says my passport data is outdated even though I haven't done anything with my passport»
- ✗App freezes when requesting Face ID25% of mentions
«It pops up a prompt to enable Face ID on iPhone and doesn't respond to anything»
- ✗Unjustified interest charges on early repayment, no recalculation10% of mentions
«I closed the loan a week early, but they charged me interest as if for the full period, they don't do recalculation, in the end I borrowed 20k and paid back 24k»
- ✗Spam messages sent before user consent5% of mentions
«I didn't even have time to enter my data, only the phone number, and spam already started pouring in on my phone, and I didn't even check the box to agree to advertising»
- ✗Long loading times for personal account (up to 10 minutes)8% of mentions
«this loading in the personal account to check the active loan, by the time it loads you don't want anything anymore, 10 minutes this loading takes»
What people praise
- ★Fast approval and money disbursement (within 15 minutes)
«registration took a couple of minutes, the interface is simple and intuitive. The application was approved almost immediately, money came without delays»
- ★Convenient way to get money before payday
«Great app if you need to tide over until payday... has helped me more than once... always comes through in tough times»
- ★Transparent terms, no hidden fees
«I haven't noticed any hidden fees... transparent terms, you can immediately see how much you need to repay»
- ★Simple and intuitive interface
«Very convenient interface, everything is clear, nothing unnecessary»
- ★Fast and responsive customer support
«Customer support responds quickly and clearly... the operator told me what documents I need... everything is fast and clear»