Webbankir – займы онлайн
★ 4.6What it actually doesMobile app for obtaining microloans up to 30,000 rubles to a card with application review in 10 minutes and 0% interest on the first loan for new customers.
Actually does
- ✓P2P payments70% of reviews
- ✓Recurring payments60% of reviews
- ✓Debt Tracking50% of reviews
- ✓Cashback and Rewards40% of reviews
- ✓Customer Support50% of reviews
- ✓Ad-free60% of reviews
- ✓Instant Approval80% of reviews
Claimed, but not confirmed by reviews
- ⚠Two-factor auth
- ⚠Biometric Authentication
- ⚠Multi-currency
Common complaints
- ✗High interest rates for repeat loans (up to 36% annually)13% of mentions
«The first loan was interest-free, but the second one had 0.22% instead of 0.8%... they won't increase the limit at all, you borrow 8000 and repay 9+, but you can't borrow more»
- ✗Low borrowing limits and difficulties increasing them10% of mentions
«They won't increase the limit at all... you can't borrow more»
- ✗Difficulty understanding actual interest rate and hidden overpayments10% of mentions
«This is a real scam operation with enormous commissions. Every month you'll pay a quarter of the entire amount»
- ✗App freezing and long wait times for application processing7% of mentions
«Nothing works, they say wait 2 minutes, you wait an hour, nothing changes»
- ✗Commission charges for late payment7% of mentions
«They charged small interest for late payment»
What people praise
- ★Instant approval and money transfer (2-10 minutes)
«Money arrives on the card almost instantly... It's convenient to borrow money... I sign the agreement with a code from the SMS and in a minute the money is in the account»
- ★0% for new customers on first loan with no hidden fees
«The first loan was interest-free, and the second one had 0.22%... First loan at 0% - truly without overpayment... I borrowed the amount and returned exactly that, no hidden extra charges»
- ★Simple and intuitive app interface
«I figured out how to use the app in 5 minutes, nothing overcomplicated. Very nice interface... the app interface is easy and clear... the interface is quite understandable»
- ★Fast and polite customer support
«Support responds quickly... support instantly helped resolve everything... they respond... Staff are responsive and polite»
- ★No technical lags and stable app performance
«Great app without lags... everything works fast and smoothly... special thanks for the absence of bugs, it's really pleasant to use»