еКапуста – займы на карту
★ 4.9What it actually doesAn app for quick microloans to a card with instant approval and money transfer, transparent interest rates and 24/7 support.
Actually does
- ✓Микрозаймы95% of reviews
- ✓P2P payments85% of reviews
- ✓Expense Tracking80% of reviews
- ✓Customer Support75% of reviews
- ✓Прозрачное ценообразование без скрытых комиссий88% of reviews
- ✓Recurring payments70% of reviews
- ✓Автоматическое увеличение лимита50% of reviews
- ✓Первый займ без процентов для новых клиентов45% of reviews
- ✓No account required65% of reviews
- ✓Web app75% of reviews
- ✓Multi-account(bonus)35% of reviews
- ✓Instant Approval82% of reviews
Common complaints
- ✗Debt accumulates without notification3% of mentions
«They don't notify you about debt, they accrue interest over the course of a year and then take you to court»
- ✗Registration issues in the app3% of mentions
«Can't register, bank blocking windows keep popping up constantly. Support gives generic responses and the page just gets blocked.»
- ✗Insurance push-selling7% of mentions
«They push insurance on you. Crazy interest rates. And you can't refuse the insurance.»
- ✗Hidden fees when paying3% of mentions
«Plus they charge interest for loan repayment»
- ✗High interest rates3% of mentions
«Crazy interest rates»
What people praise
- ★Instant approval and money transfer
«Money comes to the card instantly! I borrowed 17,000 before payday. Completed the application in 5 minutes, money arrived instantly.»
- ★Transparent terms with no hidden fees
«No hidden fees or charges. No hidden services or payment fees on the website. Everything is transparent and easy.»
- ★First loan interest-free for new users
«The first loan was interest-free. I took out my first loan in the personal account without % for a period of 30 days in the amount of 10,000 rubles.»
- ★Responsive 24/7 support
«Support works great, they respond quickly and to the point. Always a real person writing, which is rare these days!»
- ★Convenient app interface
«Very convenient loan calculation slider: all numbers and terms are visible at a glance. One of the best MFOs - everything is simple and clear.»