Займер - Онлайн-займы на карту
★ 4.5What it actually doesMobile app for obtaining microloans to card online with automatic application review and 24/7 chat support, but suffers from frequent app bugs, hidden fees and data leaks.
Actually does
- ✓P2P payments72% of reviews
- ✓Instant Approval68% of reviews
- ✓Customer Support35% of reviews
- ✓Recurring payments18% of reviews
- ✓Оформление без посещения офиса52% of reviews
- ✓No account required12% of reviews
- ✓Гибкие ставки от 0% до 36% годовых15% of reviews
- ✓Первый займ без процентов(bonus)8% of reviews
- ✓Скрытые комиссии на погашение (6%+)(bonus)20% of reviews
- ✓Принудительные доп. услуги при оформлении(bonus)8% of reviews
- ✓Частые баги и зависания приложения(bonus)15% of reviews
Claimed, but not confirmed by reviews
- ⚠Отслеживание статуса займа в приложении
- ⚠Biometric Authentication
Common complaints
- ✗Hidden repayment fees (6% and above) not disclosed in description20% of mentions
«Either a 6% repayment fee, or go back to 2007 and look for an Eleksnet terminal»
- ✗Sale of personal data to third parties, mass spam from other lenders8% of mentions
«they sell your data to others. I took out a loan and started getting spammed by every lender under the sun, I blocked over 50 numbers in a day»
- ✗App lags, fails to load, does not save actions15% of mentions
«When you enter it's like using a browser, everything lags. You can't properly set anything up. You have to redo everything 100 times»
- ✗Mandatory add-on services during registration that cannot be disabled8% of mentions
«Even if I uncheck the add-on service box, when I move to the next step it appears again»
- ✗App issues incorrect loan amount, different from user request8% of mentions
«I request one amount, but it gives me a different amount, meaning the app itself decides how much you need»
What people praise
- ★Very fast money transfer to card (5-10 minutes)
«Get a loan to your card in just 10 minutes — money is credited to your card instantly!»
- ★Fully online process without visiting the office
«you can get a great loan without visiting the office»
- ★24/7 chat support with fast responses
«Loan consultation available around the clock. They also respond quickly and explain everything clearly»
- ★Convenient and intuitive app interface
«Very satisfied with the loan application in Zajmer! The process turned out to be as simple and fast as possible»
- ★Ability to repay loan early and extend it online
«early repayment and loan extension»