Т-займ. Онлайн займы
★ 3.6What it actually doesAn aggregator app for selecting microloans online with an overpayment calculator and application status tracking, which is often criticized in practice for hidden fees, inflated interest rates, and lack of transparency in terms.
Actually does
- ✓Marketplace15% of reviews
- ✓Price comparison5% of reviews
- ✓Скрытые комиссии и платежи(bonus)35% of reviews
- ✓Завышенные процентные ставки(bonus)42% of reviews
- ✓Customer Support(bonus)28% of reviews
Claimed, but not confirmed by reviews
- ⚠Reminders
- ⚠Отслеживание статусов заявок на займы
- ⚠Прозрачность условий
- ⚠Calculator
Common complaints
- ✗Hidden fees for service, document verification, and maintenance35% of mentions
«After a few days I received a text about additional commissions that nobody explained»
- ✗High interest rates making the loan 2+ times more expensive42% of mentions
«The interest on this loan is so high that a short-term loan turns into a long-term problem»
- ✗Lack of transparency in terms, unclear charges, insufficient information about requirements38% of mentions
«Unclear steps, the website lacks clear instructions on what to do at each step»
- ✗Unresponsive support service, lack of response to requests28% of mentions
«Support didn't always respond promptly, which created additional inconvenience»
- ✗Inconvenient interface, confusing navigation, payment failures18% of mentions
«The personal account interface is clearly inconvenient. I tried to pay off the loan several times, but payments didn't go through due to system failures»
What people praise
- ★Quick approval and receipt of funds
«Money for purchasing household appliances was credited without delays»
- ★Simple and fast application process
«The application went through quickly»
- ★Large selection of offers from different MFOs