Кредит Плюс - займ онлайн
★ 4.5What it actually doesMobile app aggregator for microloans that allows users to quickly find and apply for online loans to a card from licensed MFOs with minimal documentation.
Actually does
- ✓Debt Tracking90% of reviews
- ✓Payment Tracking85% of reviews
- ✓Агрегация предложений микрозаймов от МФО50% of reviews
- ✓Быстрое одобрение займа (в минутах)100% of reviews
- ✓Мгновенное зачисление денег на карту98% of reviews
- ✓Ad-free(bonus)15% of reviews
- ✓Гибкие способы и сроки погашения займа25% of reviews
- ✓Минимум документов (паспорт и заявка)60% of reviews
- ✓Мобильное приложение iOS/Android100% of reviews
Claimed, but not confirmed by reviews
- ⚠Рейтинг одобряемости МФО для разных категорий заёмщиков
- ⚠End-to-end encryption
- ⚠Customer Support
Common complaints
- ✗High interest rates (up to 765%)5% of mentions
«The maximum interest rate can reach 765%»
- ✗Exact terms and interest rates from specific lenders not always known in advance8% of mentions
- ✗Final approval and conditions depend on the lender's decision, not the app10% of mentions
- ✗Credit history may negatively affect approval5% of mentions
«The application was approved even with an imperfect credit history»
- ✗Despite promised instant transfers, bank may delay the payment3% of mentions
«Sometimes the bank can delay the transfer for a short time»
What people praise
- ★Lightning-fast loan approval and money transfer to card (in minutes or seconds)
«I got the money instantly! The loan came through without any issues»
- ★Minimal requirements and documents (passport and application only)
«No certificates required. Everything went smoothly»
- ★Intuitive and simple app interface
«The interface is clear. The design is simple»
- ★Transparent borrowing terms and accurate interest calculation
«The loan terms match what was stated. No hidden conditions»
- ★Ability to get a loan even with poor credit history
«They approved my application despite my poor credit history. It was a pleasant surprise»