Кивизайм - выгодные микрозаймы
★ 4.2What it actually doesAggregator app for comparing microloans from MFOs with quick application options, though often used by partners for spam distribution and hidden commissions despite claims of their absence.
Actually does
- ✓Price comparison35% of reviews
- ✓Агрегатор микрозаймов от МФО40% of reviews
- ✓Полностью онлайн-процесс оформления15% of reviews
- ✓Скрытые комиссии и переплаты(bonus)30% of reviews
- ✓Передача данных и рассылка спама от партнёров(bonus)20% of reviews
- ✓Несанкционированные списания со счёта(bonus)15% of reviews
- ✓Customer Support(bonus)10% of reviews
- ✓Instant Approval25% of reviews
Claimed, but not confirmed by reviews
- ⚠No account required
Common complaints
- ✗Hidden fees and overpayments that don't match the description35% of mentions
«you borrow 10,000 and repay 12,250 but it says 0% interest. said one thing but in reality it's completely different»
- ✗Unauthorized account debits and insufficient funds charges15% of mentions
«received an SMS about insufficient funds, debit amount 3000 rubles. tried to withdraw money, it didn't work and they charged 2000 rubles»
- ✗Mismatch between stated conditions and reality20% of mentions
«scam, no hidden fees—that's a lie»
- ✗Personal data sharing with partners and spam mailings20% of mentions
«Kivy-zaim just dumps your data to all sorts of different MFOs and then the endless calls start. soon as I entered my number, they spam me with loans, they keep sending me bunches of messages»
- ✗Suspicion of paid positive reviews10% of mentions
«I don't know who writes these good reviews, they were probably paid, or maybe the developers asked their friends»
What people praise
- ★Fast approval and payment on the day of application
«fast approval, money to card on the day of application, works quickly»
- ★Convenient interface and ease of use
«very convenient app, very easy to use quickly and without problems»
- ★Manager assistance and responsive support
«managers helped me figure everything out, responsive employees, courteous support»
- ★Saves in urgent financial situations
«saved me at the last moment, really helpful»
- ★Good choice of offers from different МФО
«excellent loan selection, large variety of reliable МФO»