ЮККИ - займы онлайн на карту
★ 3.8What it actually doesApp for quick online micro-loans to a card without visiting an office, but operates with high commissions, hidden fees, and unstable functionality.
Actually does
- ✓Микрозаймы онлайн на карту95% of reviews
- ✓Займы при плохой кредитной истории(bonus)10% of reviews
- ✓Гибкие сроки погашения (62-365 дней)15% of reviews
- ✓Продление/пролонгация займа5% of reviews
- ✓Customer Support8% of reviews
- ✓No account required5% of reviews
- ✓Идентификация по паспорту РФ8% of reviews
- ✓Скрытые комиссии и сборы(bonus)70% of reviews
- ✓Комиссия за переводы/платежи(bonus)50% of reviews
- ✓Instant Approval60% of reviews
Common complaints
- ✗Hidden fees when repaying a loan55% of mentions
«borrowed 7000, a month later it was 8600, two weeks after that already 9127 instead of promised 7600»
- ✗Deception with 'first loan without interest' — hidden fees appear45% of mentions
«promised without interest, borrowed 3000, paid back 6220; borrowed 9k, now 13400»
- ✗Automatic loan approval without explicit confirmation8% of mentions
«a couple of minutes later I logged back in and a loan was issued without my confirmation»
- ✗Incorrect loan amounts issued (request 3k, receive more)10% of mentions
«asked for 3, they gave 15000 for some reason, charged 16770 in fees»
- ✗App instability — codes not arriving, crashes, login issues12% of mentions
«no dumber app out there, have to log in to account every time from scratch, code doesn't come, app crashes»
What people praise
- ★Quick application and loan disbursement
«a couple minutes and the loan is in hand, no unnecessary questions»
- ★Approval with poor credit history
«the only ones who approved the loan with a bad credit history, they've been reliably helping for almost a year»
- ★Help in emergency situations before payday
«came through in an emergency when no one else could»
- ★Ability to disable additional services during application
«additional services can be disabled in three clicks at the application stage»
- ★Transparent terms with all fees visible
«everything is transparent, I took it, gave it when filling out, you can see all additional services»