Быстроденьги — займы онлайн
★ 4.8What it actually doesOnline microloan up to 100,000 ₽ with a promised 0% for the first 10 days, but users report hidden fees, imposed insurance and high actual rates (up to 292% annually).
Actually does
- ✓P2P payments95% of reviews
- ✓No account required40% of reviews
- ✓Досрочное погашение без штрафов35% of reviews
- ✓Авторизация через Госуслуги15% of reviews
- ✓Оплата картой, СБП, терминалами15% of reviews
- ✓Мобильное приложение50% of reviews
- ✓Instant Approval45% of reviews
Claimed, but not confirmed by reviews
- ⚠0% в первые 10 дней
- ⚠Повышение лимита при своевременном возврате
- ⚠Customer Support
Common complaints
- ✗Hidden fees and mandatory insurance charges55% of mentions
«you choose a loan of 3000, it gives you 30k right away, 6000 is deducted for insurance, in the end I got 24k and a debt of 30k—this is a complete scam»
- ✗Lack of proper support (chatbot only), inability to file a complaint40% of mentions
«Customer support is completely absent, only a chatbot that offers canned responses»
- ✗Excessive interest rates and overpayment50% of mentions
«I borrowed 25,000 rubles, they credited 19,000 rubles, a week later I paid back 27,400 rubles. The interest is insane»
- ✗Unauthorized charges, inability to reverse or cancel25% of mentions
«they gave 8k and then immediately took 2k, they stole it»
- ✗Deceptive 0% offer for first 10 days (doesn't actually work)30% of mentions
«They say the first loan is free for up to 10 days, but they only let you choose a minimum of 12 days. Brilliant—so the ad is basically a lie»
What people praise
- ★Genuinely fast decision and money transfer
«Great app! They make decisions quickly, few rejections»
- ★Convenient registration through Gosuslugi without documents
«I really liked the app, especially the quick registration through Gosuslugi»
- ★High approval rate even with poor credit history
«Great app! They make decisions quickly, few rejections. I recommend trying it»
- ★Clear interface, convenient to fill out
«The interface is clear, everything works fast and without freezing»
- ★Flexible repayment options (early repayment, extension)
«yeah, convenient—filled it out, got it»