Банки.ру- Кредит, Займы Онлайн
★ 4.8What it actually doesA marketplace for selecting and applying for financial products (loans, mortgages, deposits, insurance) with the ability to compare offers from banks and microfinance organizations, but with critical issues of personal data leaks to third parties.
Actually does
- ✓Marketplace30% of reviews
- ✓Price comparison15% of reviews
- ✓Проверка кредитного рейтинга25% of reviews
- ✓Калькулятор ОСАГО и КАСКО10% of reviews
- ✓База отзывов о банках и МФО (850k+)20% of reviews
- ✓No account required10% of reviews
Claimed, but not confirmed by reviews
- ⚠Кредитный калькулятор
- ⚠Подключение eSIM для международных путешествий
- ⚠Переводы денег за границу
- ⚠Открытие инвестиционного счёта
Common complaints
- ✗Personal data leakage to MFOs and microcredit organizations50% of mentions
«The next day my phone was bombarded with calls from microcredit organizations... all customer information is leaked into some kind of shared access»
- ✗Massive spam calls and SMS (hourly, 24/7)45% of mentions
«They call a million times every day and send spam SMS!!!»
- ✗Automatic submission of mass applications to all banks simultaneously (damages credit history)30% of mentions
«A million disorganized applications to all banks at once. Thanks, Banki.ru, you sold us out»
- ✗Biased deletion/rejection of negative reviews, blocking criticism20% of mentions
«It blocks all negative reviews about banks. It promotes all positive reviews»
- ✗Misleading offers and underpaid bonuses/promotions25% of mentions
«They promised bonuses for installing the app but never gave them... I ditched Banki.ru like a fish off a griddle»
What people praise
- ★Fast and convenient selection of financial products
«Very fast and convenient selection, always helpful»
- ★Complete information about bank products and offers
«I get complete information about bank products. I also check out promotions and offers»
- ★Convenient interface and ease of use
«The interface is convenient and clear, very easy to use»
- ★Fast and quality support
«Employees solve emerging issues quickly and efficiently»
- ★App optimization higher than web version
«Better security than the website. Works more efficiently»