М Булак
★ 4.2What it actually doesМ Булак is a microloan application for obtaining online loans, tracking status, and making payments with a high interest rate (35.9% annually), but suffers from registration, authentication, and lengthy application approval issues.
Actually does
- ✓P2P payments15% of reviews
- ✓Отслеживание статуса займа12% of reviews
- ✓Каталог кредитных продуктов6% of reviews
Claimed, but not confirmed by reviews
- ⚠Online loan application
- ⚠Document Management
- ⚠Two-factor auth
- ⚠Biometric Authentication
Common complaints
- ✗SMS code not received, unable to register18% of mentions
«Hello, I can't register, the code is not coming at all»
- ✗App not opening, crashes12% of mentions
«For several days in a row the app won't open. I need to pay my credit»
- ✗Long application processing time (weeks/months without response)12% of mentions
«I submitted a loan application! A month has passed and I'm still waiting for a response»
- ✗Authentication issues, constant re-login required12% of mentions
«Inconvenient, have to log in again every time»
- ✗Very high interest rates (35.9% per annum) and hidden fees6% of mentions
«I got a loan for 80,000 tenge, they withheld 12,000 tenge for the training program»
What people praise
- ★Support from company specialists
«This is an amazing person, always listens, gives advice and helps»
- ★Fast loan approval (when it works)
«Everything is great, always comes through»
- ★Reliable service for loan repayment
«Thank you»
- ★Convenient online application without visiting the office
«Good help - I moved to Moscow and needed a patent, so I used this back then»
- ★Service accessibility for different population groups
«I needed a patent»