Займы онлайн — ГринМани
★ 4.8What it actually doesA microfinance app for obtaining online microloans with card transfers, but actually retains 20-40% of the amount in commissions and insurance fees, which are hidden during application.
Actually does
- ✓P2P payments90% of reviews
- ✓Оформление микрозаймов онлайн100% of reviews
- ✓Скрытые страховки и комиссии(bonus)70% of reviews
- ✓Быстрое зачисление денег (до 49k за час)15% of reviews
- ✓Передача данных третьим лицам(bonus)10% of reviews
- ✓Агрессивный маркетинг через СМС и звонки(bonus)15% of reviews
Claimed, but not confirmed by reviews
- ⚠Customer Support
- ⚠Two-factor auth
- ⚠История займов в личном кабинете
Common complaints
- ✗Less money is transferred to card than promised (20-40% less)50% of mentions
«They approved a loan of 10,000, but sent 3,700 less»
- ✗Hidden fees and insurance (20-40% of the amount not mentioned during application)65% of mentions
«I took out a loan for 4000, but only received 3000. There's no mention anywhere about the money being reduced.»
- ✗First loan at 0% is a scam — charges commissions and insurance instead of interest30% of mentions
«First micro-loan at 0%, but in the end they charged me 1526 rubles for something»
- ✗24/7 support doesn't work (chat doesn't respond, calls go unanswered)25% of mentions
«Support doesn't respond, chat doesn't work, calls go unanswered, no callbacks»
- ✗Spam SMS and third-party bot calls immediately after registration10% of mentions
«After installing the app they give your number to third parties, different numbers, the same bot with an offer»
What people praise
- ★Fast approval and transfer (several minutes to an hour)
«Money came to my card in 5 minutes»
- ★Convenient app interface
«The app is convenient to use, I like it»
- ★Simple registration without visiting an office
«I recommend it to everyone»
- ★Available 24/7 without visits and documentation
«Great microfinance organization, always there to help»