Займы онлайн - Срочноденьги
★ 4.7What it actually doesMobile app for applying for microloans ranging from 1,000 to 100,000 rubles with 60-180 day terms through MCC "Срочноденьги", with the ability to withdraw funds to a card and track payments.
Actually does
- ✓Banking85% of reviews
- ✓P2P payments30% of reviews
- ✓Recurring payments25% of reviews
- ✓Услуга финансовой защиты (опциональная)10% of reviews
- ✓Messaging15% of reviews
- ✓Available in Russia100% of reviews
Claimed, but not confirmed by reviews
- ⚠Budget tracking
- ⚠PDF viewer
- ⚠Собственная платёжная карта Mastercard (Срочнокарта)
- ⚠Multi-currency
Common complaints
- ✗Hidden fees and unpredictable additional charges35% of mentions
«6% payment commission, and that's because I'm a regular customer. If you take a loan for the first time, they charge you three times more in commission»
- ✗Pushing unnecessary paid add-on services20% of mentions
«they try to check a box for nonsense that costs 3000₽»
- ✗Contract signed but money not transferred10% of mentions
«They sign the contract but don't transfer the money»
- ✗Unable to reach a live operator, slow responses15% of mentions
«there's no way to reach an operator, the stupid online assistant doesn't provide that option»
- ✗Client data transferred to other MFOs without consent7% of mentions
«during registration your data is transferred to other unclear microfinance organizations, which will just bombard you with SMSs and calls»
What people praise
- ★Convenient app interface
«convenient app, very convenient, convenient»
- ★Simplicity of use and application process
«Everything is clear, no unnecessary information»
- ★Quick approval and loan disbursement
«fast and simple, everything is fast»
- ★Reliable service, helpful when needed
«honest loan organization, often comes in handy»
- ★Ability to decline additional services during application
«You can decline additional services when applying for a loan»