One Click Money - онлайн займы
★ 4.4What it actually doesAn app for obtaining online loans (microloans) up to 30,000 rubles with fast approval, payment management, and repayment through a mobile interface.
Actually does
- ✓P2P payments35% of reviews
- ✓Recurring payments15% of reviews
- ✓Customer Support20% of reviews
- ✓Оформление заявки на займ40% of reviews
- ✓Быстрое зачисление денег (моментально)35% of reviews
Claimed, but not confirmed by reviews
- ⚠Biometric Authentication
- ⚠Two-factor auth
- ⚠End-to-end encryption
- ⚠Loyalty Program
- ⚠Пролонгация срока займа
Common complaints
- ✗Aggressive debt collection for overdue payments20% of mentions
«One week late and they call and write everywhere possible, to you and your loved ones on social media, threatening your relatives with violence»
- ✗Staff quality and rude treatment7% of mentions
«They hire Chechens and abnormal stupid women who won't say who they're representing, but they'll drive everyone crazy»
- ✗Hidden fees and payment revaluation10% of mentions
«One minimum payment amount before checkout, then a completely different amount after receiving the money»
- ✗App instability and login errors10% of mentions
«Installed the app - can't log in and do anything in it. Notification says 'Update the app' but I have the latest version installed»
- ✗High interest rates and overpayment10% of mentions
«Huge interest rates»
What people praise
- ★Fast approval and money transfer
«Registered, waited 4 hours and already have the money! 5+»
- ★Convenient and simple app interface
«Convenient app. Convenient service overall»
- ★Accessibility and convenience of getting money
«Thank you for giving me the opportunity to borrow without having to run around asking acquaintances»
- ★Fast and simple loan application
«Everything is fast, no hidden fees. Very simple and easy to apply»
- ★Low interest rates (from 0% per annum)
«Low interest rate. and what I really like is that if you delay payment by 2 or even 5 days, they don't cut your limit»